If you are planning to go on holiday, do not forget to buy yourself some good quality travel & holiday insurance. Resist the temptation to go on holiday without proper cover.

Home and contents insurance is something no homeowner should be without. In the current economic climate, it can be tempting to do so. However, when you sit down and think for a moment of the consequences of not having adequate home and contents insurance you soon realise that doing so is a false economy. Some people have lost everything they have worked for simply because they did not have the right kind of home insurance. A fire can totally destroy a house and all its contents and if you are not insured you can literally end up with nothing.

If you are deep in debt, you need to find a way out and do so as soon as you can. The longer you wait to tackle your debt the worse things will become and the harder it will be to clear your debt.

If you are lucky enough to see a self-storage business for sale, it is well worth looking into buying it, or at least buying into it. In the UK and many other parts of the world, the self-storage industry is growing at an amazing rate.

You may have heard IVA’s mentioned as a brilliant debt solution but you are probably not too clear on what they are. Basically IVA stands for Individual Voluntary Agreement.